$75-$100
I stress about meeting basic* needs & don’t always meet them.
I have debt and it sometimes prohibits me from meeting basic needs.
I rent or have unstable housing.
I own/lease a car but am not always able to afford gas or I have limited access to a car.
I am not employed.
I qualify for government assistance programs.
I have Apple Health.
I have no or limited expendable** income.
$100-$125
I have stress about meeting basic* needs, but still regularly meet them.
I have some debt.
I work part-time or underemployed.
I own or lease a car but am not always able to afford associated costs.
I have limited access to healthcare.
I have limited financial savings.
I have limited expendable** income.
I have to actively save in order to take a vacation or time off.
I have had to take off work for caregiving tasks.
$125-$150
Full Pay
I’m able to meet all my basic* needs
I may have debt, but can meet basic needs.
I might have some financial stress about future needs.
I own my home or rent a higher-end property.
I own or lease a car.
I am employed or self-employed.
I have access to healthcare.
I might have access to some financial savings.
I have some expendable** income.
I can take vacation without financial burden.
$150 & Up
I’m comfortably able to meet all my basic* needs.
I may have some debt but can meet basic needs.
I own my home or another property.
I own a car.
I’m employed or don’t need to work.
I have regular access to healthcare.
I have financial savings.
I have investments.
I have an expendable** income.
I can always afford to buy new items.
I can afford to travel for pleasure and take time off for rest/recreation.
